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If The Individual Insurance Market Crashes, Can People Still Get Coverage?

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In his high-stakes strategy to overhaul the federal health law, President Donald Trump is threatening to upend the individual health insurance market. But if the market actually breaks, could anyone put it back together again? The question is more than theoretical. Since Jan. 20, the Trump administration has already acted to depress enrollment in Affordable Care Act plans, has instructed the IRS to back off enforcement of the requirement that most people have health insurance or pay a penalty and threatened to withhold billions of dollars owed to insurance companies. All of those actions make it more difficult for insurers to enroll the healthy people needed to offset the costs of the sick, who make it a priority to have coverage. The president himself has made his strategy clear in interviews and tweets. "The Democrats will make a deal with me on healthcare as soon as ObamaCare folds — not long," Trump tweeted March 28. "Do not worry, we are in very good shape!" But the individual

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